All site visitors may choose to use similar tools for their translation needs.CNIC Fleet and Family Readiness, does not directly endorse Google Translate or imply that it is the only language translation solution available to users.Some items cannot be translated, including but not limited to image buttons, drop down menus, graphics, photos, or portable document formats (pdfs).CNIC Fleet and Family Readiness, does not warrant the accuracy, reliability, or timeliness of any information translated.This service is meant solely for the assistance of limited English-speaking users of the website.The automated translations should not be considered exact and should be used only as an approximation of the original English language content.CNIC Fleet and Family Readiness, has no control over the features, functions, or performance of the Google Translate service.Google Translate, a third party service provided by Google, performs all translations directly and dynamically.Locate your local PFM and Fleet and Family Support Center: Click HERE.Looking to become a CFS? We offer the week-long CFS course both in-person and virtually. Both CFS and PFMs provide factual, unbiased financial counseling to service members and families upon request regardless of service affiliation or location and assist them with developing skills and strategies to meet financial goals and achieve and maintain financial readiness. This is accomplished both at the command and installation level through qualified Command Financial Specialist (CFS) and certified Personal Financial Managers (PFMs) who work within the Fleet & Family Support Center umbrella. The DON promotes sound financial practices, personal integrity, and responsibility among its members. Members have an obligation to meet the financial needs of their families and discharge their just financial debts in a timely fashion. Service members and the DON have a joint responsibility to address personal financial obligations. In many cases, resultant financial problems have had a serious negative impact on DON personnel and families, as well as a significant effect on operational readiness, morale, and retention. Financial issues for Service members can have a direct impact on readiness and retention. Managing personal finances remains a top concern for DON personnel and family members. Personal Financial Management (PFM) Education, Training, & Counseling Program
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